Tell them the truth; this was unauthorized and your account was NOT to be charged!

March 29th, 2022 § 0 comments § permalink

If you are on the phone with them, tell them you will wait while they access this site!

Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report. And if you’re at the bank, walk them over to their computer and make them go to this site! Either way, be persistent!

Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.

And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.

Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.

If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work.

If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have best hookup bar Washington DC a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won’t contest the disputed charge. » Read the rest of this entry «

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